Injured West Virginians face enough stress without legal confusion, so here is a clear explanation.
At the Scene
Check for injuries and call 911. West Virginia law requires reporting crashes that involve injury, death, or significant property damage. A police report creates an official record that insurers take seriously.
If you can do so safely, photograph the vehicles, the roadway, traffic signals, and any visible injuries. Get the other driver's insurance and contact information and the names of any witnesses.
Watch What You Say
Do not apologize or speculate about fault. In a comparative-fault state, an offhand 'I'm sorry' can be used to shift blame onto you. Stick to exchanging information and cooperating with police.
Get Medical Care Promptly
See a doctor even if you feel fine. Adrenaline masks injuries, and conditions like whiplash or concussion often surface later. A gap in treatment gives insurers an opening to argue you weren't really hurt.
Before You Talk to the Insurer
The other driver's insurer may call quickly, sounding helpful. Be cautious: recorded statements and fast settlement offers are designed to limit what they pay. A free case review can tell you what your claim is actually worth before you commit to anything.
You pay nothing unless you win. Injury Claim Team connects injured West Virginians with experienced personal injury attorneys who work on contingency. Your case review is always free and confidential — call 973-566-5599.