When negligence upends your life in West Virginia, knowing how the law works puts you in control.
How 'Total Loss' Is Decided
An insurer declares a vehicle a total loss when repair costs approach or exceed its value. The payout is supposed to reflect the car's actual cash value just before the crash.
Pushing for Fair Value
Initial valuations are often low. Comparable local listings, your maintenance records, and recent upgrades can support a higher figure. You don't have to accept the first number offered.
Separate From Your Injury Claim
Property damage and bodily injury are handled separately. Resolving the car claim doesn't require — and shouldn't compromise — your injury claim.
You pay nothing unless you win. Injury Claim Team connects injured West Virginians with experienced personal injury attorneys who work on contingency. Your case review is always free and confidential — call 973-566-5599.