After an accident in West Virginia, what you know — and what you do next — can shape your recovery.
The State Minimums
West Virginia requires drivers to carry liability coverage and uninsured motorist coverage. These minimums set a floor, but many serious injuries exceed what minimum policies will pay.
When Minimum Coverage Isn't Enough
If an at-fault driver carries only minimum limits, your damages can quickly exceed their policy. That's where your own underinsured motorist coverage becomes vital.
Protect Yourself With UM/UIM
Carrying robust UM/UIM coverage is one of the best ways to protect yourself against the many minimally insured drivers on West Virginia roads.
You pay nothing unless you win. Injury Claim Team connects injured West Virginians with experienced personal injury attorneys who work on contingency. Your case review is always free and confidential — call 973-566-5599.